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Financial planning for expats in Singapore

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Financial Select Investors_Planning for expats in Singapore

Question: “How do I plan my finances when I don’t know how long I’ll be in Singapore?” 

They say the average time for an expatriate to plan to relocate to Singapore is two years, but they end up staying for seven years. With such a variance in time, this makes it hard for expats to plan their financial affairs. Many find that they just default to letting any kind of financial planning from Singapore slide.

But it is possible to get a tax strategy in place says Tristan Perry, Head of Tax, Australia at Select Investors Australia. As an expatriate tax advisor based in the Lion City himself, here he shares some financial planning for expats in Singapore which provide flexibility for those with an unknown exit date.

Place your investments in a tax effective structure

Setting up your investments in a tax efficient account which allows you to still enjoy capital gains tax free growth during your time in Singapore, and upon return to Australia, provides you with tax deferral if its pre-10 years of being set up, and tax-free access after 10 years. As far as financial planning for expats goes, these accounts are also recognised by the ATO and can further assist with asset succession planning.

Acquire a future home from afar

Consider acquiring your future family home while you’re still an expatriate and renting it out with a tax-deductible mortgage. Allow the tenants to assist you to cover the expenses, pay part of your mortgage and build up some tax losses. When you return to Australia you’ll  be able to claim some expenses to restore the property to a pre-renting condition and claim a deduction for this.

Don’t forget superannuation

You can still make contributions to your superannuation without upsetting your tax residency position. However, it’s important to note that once you make a contribution, this is taxed at 15% on the contribution if you’re claiming a deduction for it, as well as 15% on annual earnings (10% on capital gains), and it’s locked up until you’re 60 and retired, or 65. Superannuation is a popular strategy for those with positively geared investment properties.

Consider an Australian family trust

A family trust follows the tax residency of its trustees. Accordingly, any investments placed in it (providing that they’re not Taxable Australian Real Property) will retain their capital gains tax-free status until you return to Australia, just like any other investment you’d hold in Singapore when you’re a Singapore tax resident. There are several other considerations with setting up an Australian trust, so please do request a consultation before executing this strategy.

Don’t just send cash back home

It’s important to have a plan before you send money back to Australia. An offset account against your mortgage provides flexibility with drawing the funds back if needs be, however, this also reduces your tax-deductible interest which in turn could result in a tax bill for you in Australia. Remember that in Singapore, personal investments are capital gains and generally income tax free.

Most importantly, the above advice for financial planning for expats is a general overview and individual circumstances are unique. We highly recommend contacting us for an obligation free consultation to allow us to tailor the right advice for you. Tristan.perry@selectinvestorsaustralia.sg / +65 9108 6398 (WhatsApp/Call)

The levels and bases of taxation, and relief from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Tuckerbox: Christmas Cheers!

We all know that Christmas gatherings are made even merrier by indulging in traditional food and drink. The anticipation of savouring festive classics such as sausage with chestnut stuffing, golden crisp roast potatoes, the freshest of prawns, colourful salads, tempting mince pies, homemade white Christmas slices and sumptuous chocolate log cake, all complemented by traditional Christmas drinks, adds to the celebratory mood. These once-a-year treats bring smiles all round, for young and old alike.

Raise a glass (or a mug!)

At our home, the all-time favourite is warm, spicy, MULLED WINE. When our children and grandchildren arrive for Christmas Day lunch, the moment they step over the threshold, their noses are attuned ready for the welcoming aroma of cinnamon, cloves, citrus and red wine. While the adults indulge, children excitedly help themselves to colourful FRUIT PUNCH, ladled from a large cut-glass punch-bowl, with tiny cubes of colourful assorted fruit floating lazily on top, intertwined with fresh mint leaves. 

Aside from matching cool white and heavier RED WINE with meals or nibbles, not forgetting BUBBLY DELIGHTS, Christmas is the time to pamper family and friends with age-old customary drinks while reminiscing about festive times past, of childhood memories, of “Sugar Plum fairies dancing in my head . . .”.

Suitable for all ages, EGGNOG (sans alcohol for youngsters) – cool, creamy, spiced with nutmeg – is a recipe spanning three generations at our gatherings. If you don’t want to mix it yourself, it can also be purchased ready-made here, such is its popularity. Pauls brand from Brisbane is particularly good and can be found in various supermarkets in Singapore.

Harking back to apple harvesting in the northern hemisphere during the winter months is APPLE CIDER. Initially drunk as part of a community ‘wassailing’ custom (an ancient pagan Twelfth Night tradition), to wish each other good health, these days the popular tipple is available in individual cans, lightly effervescent and most refreshing. Icy cold Apple Fox New Zealand is recommended for its crisp, tart taste, and found at FairPrice Xtra supermarkets, including at JEM.

Remembering my years living and working in London, an unusual warm drink called POSSET comes to mind. My knowledgeable English landlady, Mrs. Spriggs, advised that posset was beneficial for good health, with Shakespeare also agreeing in Hamlet. Made with milk, honey, spices and more, including wine or beer, it was an easy-to-drink festive concoction, especially around bedtime. Mrs. Spriggs used ginger ale in her version, in lieu of alcohol.

TEA and COFFEE with a seasonal touch adds to the mood. Cinnamon Chai is fragrantly spicy, or consider creating your own festive tea for a personalised touch. Blending Darjeeling and Earl Grey tea leaves has worked nicely for me. Add a cinnamon stick to your favourite coffee for a warmly comforting Christmas aroma, or simply serve coffee with chocolate mints or a gingerbread man. Whimsical touches will be appreciated and enjoyed.

Enjoy Christmas cheers with family and friends. May we all spread goodwill and look forward positively to the year ahead, filled with thanksgiving, hope and fresh new beginnings. 

Delicious Christmas hampers for festive food & drink

It’s the season for giving, and a good Christmas hamper or gift box is always going to be a winner. Whether you’re planning to enjoy traditional food and drink at one of Singapore’s restaurants, to cook at home, or are spending the holidays at home with a festive takeaway or delivery, having a Christmas hamper or gift box at hand is fab for when guests arrive unexpectedly (and you’ve only got a bag of sprouts in the freezer) or they make an ideal present for friends, colleagues or neighbours. Here’s our round-up of some of the best boxes of delights for 2021.

Christmas Hampers_The Providore
Christmas hampers from The Providore come complete with baskets you can take to the market!

The Providore 

The Providore has a Christmas hamper for every occasion and personality this festive season with over ten different gift boxes available. Alongside the extravagant Prestige Hamper ($888), which comes brimming with decadent fare like savoury tartufata, premium sardines, Chocolate Truffles, Champagne and Gin, there’s a fabulous selection of more bespoke gift boxes such as the Luxe Hamper, Festive Treat Hamper, and Pantry Hamper. For those who like to start 25 December in style, there’s the Christmas Morning Hamper featuring a Moscato Panettone specially flown in from Italy, The Providore’s signature coffee, drinking chocolate and tea, cookies and a bottle of Moscato. For coffee lovers there’s the Easy Coffee Hamper ($95), including 3 types of micro-ground coffee powder, a Keepcup for coffee on the go, as well as a Bahen & Co. chocolate. Click here to view the collection and order. 

Christmas Hampers_The Dempsey Project_SweettoothHamper
The Dempsey Project’s hampers are both naughty and nice

The Dempsey Project

The Dempsey Project’s gorgeous range of expertly curated hampers have all bases covered – find rare loose-leaf teas to royally approved truffles, award-winning artisan biscuits, mince pies, traditional Christmas cakes, Ottolenghi’s spice gift sets and Dolce & Gabbana Panettone. For something completely different, try their A Taste of India Hamper ($150) including ghee, turmeric, hot sauces and Indian Ready To Cook Bases by Eat Tulua; or the After Tea Hamper ($160) of buttermilk scones, jams, artisan shortbread and Dark Chocolate Peppermint Creams. You can also build-your-own, and opt for a signature wicker baskets or bespoke gift box. Gluten-free and vegan-friendly hampers are also on the menu. Contact rashi@thedempseyproject.com, WhatsApp 9238 2113, or head online.

Christmas Hampers_Janice Wong
Janice Wong: Putting the colour into Christmas

Janice Wong

Janice Wong brings sweet treats in vibrant, festive colours this month with her range of artisanal chocolates and cakes. The Christmas Chocolate with Moet & Chandon gift box ($108) is the ultimate in indulgence with bean-to-bar chocolate, choc espresso cookies and champagne. The Christmas Premix Hamper ($60) features a shortbread cookie premix, a rolling pin and festive cookie cutters making it perfect for families. The Ultimate Christmas Hamper Surprise ($335) comes with 25 chocolate bon bons, Christmas cookies, Fidora ‘Monte Tabor’ Amarone della Valpolicella DOCG and more. Log onto janicewong.online to start shopping.

Christmas Hampers_So France_Royale-Christmas-Hamper
So France, So Good

So France

Festive goodies from France you say? Mais oui! This year, So France have three Christmas hampers to choose from – the Gourmet Christmas Hamper ($180) showcasing  Jas de Vignes Rose Wine, a rillet and terrine set, jam, chocolate and sweets; the Premium Christmas Hamper ($250) of three terrines, shortbread and Chateau Maris La Touge Red Wine; the Royale Christmas Hamper ($400) – a banger of a hamper including Perrier Jouet Rose Champagne, Truffle Honey, Eiffel Tower shortbread, a set of three terrines, foie gras, lobster bisque and more. Their inspiration boxes are also a cute idea for the sweet of tooth, from $32 and packing in an assortment of calissons, nougats, almonds, dried fruits and chocolates. Tel: 6909 6449, www.so-france.sg

Christmas Hamper_JW Marriot_BlessedChristmasGiftHamper
The Blessed Christmas Hamper from JW Marriot

JW Marriott Singapore 

All of your traditional foodie favourites feature in the three classic Christmas hampers from JW Marriott Singapore. Starting at $138, the Season’s Magic Gift Hamper includes biscuits, cookies, Plum Pudding, jams and more; the Blessed Christmas Gift Hamper ($228) goes one step further with Rothbury Estate Premium Sparkling Wine, Panettone and Stollen; while the Festive Wonder Gift Hamper ($388) adds a pop to the party with Perrier Jouet Grand Brut Champagne alongside a plethora of treats that will keep you full up until, ooooh, at least New Year. Allow two days to order online.

Your Christmas accidents safety guide

As the silly season commences, the potential for Christmas accidents increase as we deck the halls, prepare epic meals and start drinking Baileys for breakfast (just us?). Indeed, a report in the New Zealand Herald found that 4,000 Kiwis were injured every Christmas Day, and according to the Australian and New Zealand Journal of Public Health, nearly 5,000 Australians are admitted to hospital each year as a result of scaling a ladder. So, move away from the stepladder as Dr Charu Narayanan from International Medical Clinic, Singapore reveals how to avoid possible calamities and keep the holidays happy and trouble-free.

Christmas calamity: My husband had a fall while putting up decorations and has put his back out. How should he handle it?
Dr Charu Narayanan: Unknown to us, we may have some wear and tear going on in the backbone and unusual activity can result in mechanical pain in the back. In these situations, pain relief such as paracetamol and if permitted, an anti-inflammatory medication like ibuprofen, can provide relief from pain and muscle spasm. Pain on coughing and sneezing or sharp discomfort travelling from the back into the legs may point to a potential slipped disc in the spine. Strong pain relief followed by an urgent visit to a doctor is advised if you feel weak in the legs, numbness, or have bladder or bowel symptoms. If there are no concerning features, working with a physiotherapist over a few weeks can get you back in shape.

Christmas calamity: My toddler has swallowed a small plastic part of his new Christmas toy. What should I do?
Dr Charu: Most small round and smooth toy parts which are swallowed are passed out in the stools. If they’re larger, there’s a concern about these getting stuck in the bowel. A sharp object or a metallic toy or coin can cause damage and may need to be located using an X-ray – removal may be needed as these can get stuck in the windpipe. In this circumstance, it’s safer to see a doctor within 24 hours for a check-up. Observe the stools to check for small round objects and monitor your toddler to see if they appear distressed; are coughing, vomiting or drooling; having difficulty breathing or have stomach pain. Symptoms such as these require urgent medical attention.

Christmas calamity: My young child has been eating holly. I know this can be poisonous – should we go straight to A&E?
Dr Charu: Berries of holly are poisonous and children and pets may accidentally ingest these pretty decorations. If this happens, it can result in diarrhoea, vomiting, and then dehydration in children. Drowsiness may also occur. It’s important to ensure that any remaining berries are removed from the child’s mouth and first aid, water or milk can be offered. Then head to a hospital for monitoring. Activated charcoal may absorb toxins in the stomach in some cases.

Christmas calamity: I had too much mulled wine last night and now I’m suffering a killer hangover. What are the signs that I need more than my bed?
Dr Charu: Red wine and sugar make for a deadly combination. Prevention is easier than cure so try to have some food before alcohol consumption to protect your stomach, and drink water in between serves of wine. Lots of water and a paracetamol will deal with the headache, however, if you’re vomiting and unable to keep fluids down, a trip to hospital would be advisable.

Christmas calamity: We’re experiencing a family bout of food poisoning. How do we get back to health, and what are the signs that we need to see a professional?
Dr Charu: Most episodes of loose stools and vomiting are due to viruses and tend to settle on their own. However, if this affects the entire household simultaneously and happens within a few hours after eating the same meal, it’s likely to be bacterial food poisoning. Keep on top of body fluid losses by drinking enough fluids with a balance of electrolytes (sodium, potassium, chloride). Water, soups, congee, or shop bought rehydration sachets to maintain hydration are the main treatment for food poisoning. Sports drinks can work and probiotics support recovery of the gut lining. Inability to drink, lethargy, floppiness and sleepiness reflect dehydration so visiting a hospital is advisable. Most infections recover without antibiotics but high fever with chills, feeling very unwell and blood in stools indicate that a trip to a clinic is needed.

Christmas calamity: I’ve just stepped on a pointy bauble and cut my foot. It really hurts, but I how do I know it’s serious?
Dr Charu: Remove the object from the floor to avoid further accidents. Give the wound a wash under running water, then check under good lighting to see if any broken shards of glass are still stuck there. If the cut appears clean, apply an antiseptic like betadine or antibiotic cream and dress it. If there’s still evidence of broken glass in your foot, apply a clean dressing and head to a doctor or an emergency ward who’ll be able to help which may include an X-ray. Make sure you’re up to date with your tetanus vaccine and have had one in the past ten years. If not, try to have the jab at the clinic you attend.

Christmas calamity: My teenage daughter has come home drunk from a festive gathering and I fear her drink may have been spiked. What are the signs and how can I best look after her?
Dr Charu: The symptoms would depend on the type and amount of substance consumed and her weight. Benzodiazepines, amphetamines and ecstasy (although hopefully not in Singapore) are some of the drugs added to spiked drinks. Symptoms may include appearing more intoxicated than expected, nausea, vomiting, confusion and loss of memory, slurred speech, seizures or muscle spasms. You may suspect spiking if she reported only having a small amount of alcohol and feels disproportionately drunk. First things first, move her to a place of safety. Provide her with fluids if conscious and then plan to attend A&E to determine the type of drug used and to treat the harmful effects. Spiking someone’s drink is a crime and must be reported to the police. Educating our teenagers on how to prevent these incidents, for example not leaving drinks unattended or accepting drinks from strangers is essential.

Christmas calamity: I burned my fingers getting the stuffing out of the oven. Help!
Dr Charu: Prevention of these accidents by wearing gloves is extremely important, but if this has happened, place your hand under cool running water for up to twenty minutes to reduce the temperature of the skin and limit damage. A superficial (first degree burn) is likely to be pink and painful without blisters and can be managed at home. Apply an antibiotic cream and a clean dressing. Second degree burns may be pink, blistered and painful. Do not break any blisters and keep it clean using cling film and dressing after applying an antibiotic cream. Third degree burns can look leathery white and are painless as the nerve endings are destroyed. Second and third degree hand burns are a concern because of scarring during the healing period resulting poor hand function so early medical intervention is advised.

Christmas calamity: I’ve suffered an electric shock thanks to the tree lights. I think I’m okay, but not sure. What to do?
Dr Charu: Thankfully, Christmas lights are likely to be low voltage and serious injuries are not as common as with high voltage sources. However, these types of lights can cause burns at the point of contact with skin or ground so check your hands and feet for signs of burns. Sometimes, an electric shock doesn’t leave marks of external injury but causes damage to tissues with low resistance such as the heart, blood vessels, nervous system and internal organs. The jolt can cause soft tissue injury, falls and fractures while the transmission through organs has the potential to cause an irregular heart beat, cardiac arrest, seizures and even depression or personality changes. If you feel short of breath, dizzy, have chest pain, numbness, vision, hearing, confusion or speech problems, please seek medical help by calling 995.

Dr Charu Narayanan is a UK trained GP based at IMC Katong. He approaches disease in a holistic fashion and places emphasis on prevention. Dr Charu completed her board certification with the Australasian College of Lifestyle Medicine. imc-healthcare.com 

 

Australia in Singapore in 2021

It has been another tough year for us all, but as 2021 draws to a close we can look back and celebrate many highlights in the Singapore-Australia relationship. Our Prime Ministers met in person in June and agreed to take forward initiatives to increase collaboration in the areas of defence, low emissions technology development, health technologies, fintech, technologies to support policing, and arts and culture exchanges. A visit by our Trade Minister, Dan Tehan, followed soon after to advance discussions about a Green Economy Agreement between our countries, for which negotiations were launched in September. The Pfizer vaccine dose swap deal agreed in August enabled Australia to receive 500,000 doses when we needed them most, with a commitment to return the same number to Singapore in December. And the Australian Government’s International Freight Assistance Mechanism (IFAM) continued to help fresh Australian produce reach Singapore supermarket shelves for us all to enjoy. Great mates working together and supporting each other, despite global difficulties.

A message from the High Commissioner Will Hodgman

Thank you for being a great support to each other this year – which was another challenging one – especially as many of us are missing our loved ones back home. From my family to you and yours, I wish everyone a healthy, safe and happy Christmas and bright start to 2022.

Australia High Commissioner
High Commissioner and Maisie at Residence Photo: InDiplomacy

#MakanOzStyle this holiday season

The countdown to December is on, and while our celebrations are likely to be different from previous years once again, there are a few ways to add a taste of Australia to your festivities. Singapore is home to many great Australian restaurants, chefs, grocers and creators, many of whom have been featured in our #MakanOzStyle Instagram campaign this year. With this in mind, here are some of our top picks for a seasonal Australian tipple or treat to celebrate Christmas and ring in the new year. For more ideas, head to our Instagram page.

1. Christmas Day The Whole Kitchen Way

Whole Kitchen
Photo: The Whole Kitchen

Whether you’re after special options for your grazing table or looking for that delicious gift to take to your mate’s place, The Whole Kitchen has got you covered. Their story began in 2015 when two Singapore-based Australians, Anne and Susan, joined forces to create the healthy and tasty foods they were struggling to find from back home. With Susan’s affinity for delicious ingredients, and Anne’s knowledge as a certified health coach, The Whole Kitchen was born. Today, this gluten-free bakery crafts freshly baked goods, full of natural flavour and goodness. Check out their Christmas bakes and treats at thewholekitchen.com.sg

2. The scoop on Mrs Plump’s ice Cream

There’s always room for something sweet no matter what time of year, an when that treat is healthy too, you’re onto a winner. Australia-born Mia Kusen founded Mrs. Plump’s to share her unique superfood, healthier ice creams and popsicles, with those who crave ‘guilt-free’ indulgence. Handcrafted in Singapore in small batches, Mrs. Plump’s superfood range uses all-natural ingredients, is free from refined sugar, and comes sweetened with fruit, dates and organic agave. The luxurious range of Christmas ice creams include Mint Chocolate Kale, Raspberry Almond Tart and Salted Caramel and Speculoos. They may not be quite as “guilt-free” as the superfood range, but they still contain all-natural ingredients and no nasties. Check out these pints of cheer and a range of cocktail popsicles at mrsplumps.com

Mrs Plump Christmas Ice Cream pints

Photo: Mrs. Plump’s

3. Get merry & bright with Four Pillars Gin

Drink to your own good elf with these festive cocktails from Australian gin producer Four Pillars Gin. As Australia’s leading craft gin, it’s available in Singapore at select Cold Storage and NTUC FairPrice stores, as well as online at paneco.com.sg and cellarbration.com.sg

Pav Punch
Ingredients
• 700ml Four Pillars Australian Christmas Gin
• 750ml champagne or sparkling wine
• 700ml soda water
• 500ml fino sherry
• 300ml fresh lemon juice
• 300ml sugar syrup (1:1 mixture)

Method
Mix all ingredients except for the champagne and soda water in a punchbowl. When ready to serve, add in the champagne, soda water and ice and stir. Garnish with passionfruit hulls, orange and lemon wheels, fresh berries and mint.

G&T Smash
Ingredients
• 45ml Four Pillars Rare Dry Gin
• 2-4 strawberries
• 4-6 mint leaves
• Fever-Tree Mediterranean
• Tonic Water

Method
Slap the mint leaves to release aroma and place with berries in the bottom of a collins glass. Gently press the fruit and muddle together. Add the gin, half the tonic and stir to combine. Add ice and top with remaining tonic. Garnish with a mint sprig.

We’re now on Instagram!

Early Christmas present alert – the Australian High Commission, Singapore is on Instagram! Follow us @AustraliaInSG to see and share the very best of Australia in Singapore, plus hear the latest about what our team is up to on the Red Dot and our region. Tag us at @AustraliaInSG or using #GreatMatesAUSG when you post about your favourite Aussie things on the island.

 

 

Australian High Commission Singapore
25 Napier Road, Singapore, 258507
Tel 6836 4100, Fax 6737 5481

Stay connected

Christmas Feast Revolution #2: Swap Brussels Sprouts for Charred Baby Gem

The celebrations may feel different this year, so why not stage a Festive Feast Revolution and shake up your Christmas dinner? Last week we shared a new idea for the traditional Turkey Dinner, this week we’re ditching the love-em-or-hate-em brussels sprouts for a Charred Baby Gem with Leek, Chestnuts, Pancetta and Cranberries.

“Put your own mark on Christmas and make it uniquely special

Executive Chef Paul Hallet at SKAI (@skai.sg)

Festive-Feast-Revolution-SKAI---Executive-Chef-Paul-Hallett

“As a child in growing up in South Wales, I was a picky eater and didn’t eat much from a Christmas dinner besides meat, potatoes and Yorkshire pudding. Vegetables were hit and miss and sprouts were a no-no! They reminded me of soggy, overcooked bitter cabbage which you get forced to eat at every Christmas dinner.

It’s great for the traditional feast to combine all the flavours you’d expect, but nice to inject the occasional element of novelty and surprise – it is possible to enjoy something a bit different. For this reason, I’ve given a spin on the sprout dish but still kept things festive. You can put your own mark on Christmas and make it uniquely special. Before you know it, your experimental dish could become a yearly tradition amongst your family and loved ones; something personal and with special meaning. This warmth is what I love and find wonderful about the true spirit of Christmas.”

Christmas-Recipe-Revolution_Baby-Gem-with-Leek-Chestnuts-Pancetta-Cranberries

Out with the: Brussels sprouts
In with the:  Charred Baby Gem with Leek, Chestnuts, Pancetta, Cranberries

Ingredients

  • 2 baby gems, each cut into quarters 
  • 80g leeks, deveined and sliced thinly 
  • 2 cloves garlic, chopped 
  • 50g pancetta, cut into lardons 
  • 60g cooked chestnuts, sliced 
  • 30g dried cranberries  
  • 60ml olive oil 
  • 5g flat leaf parsley, chopped 
  • 20ml red wine vinegar 
  • 4 red radish, sliced 
  • Sea salt 

Method

  1. Use a hot pan without oil to char one side of the baby gems. Set aside. 
  2. To the same pan, add olive oil and pancetta. Gently cook till light golden, then add garlic and leeks, and cook for one minute.
  3. Add the chestnuts and a pinch of sea salt. Sauté for another minute. 
  4. Add the vinegar and remove from heat. Stir in chopped parsley.

To Serve

On a serving plate, place the baby gems then top with the leek mix. Garnish with cranberries and sliced radish.

 

 

 

Christmas dinner deliveries & takeaways in Singapore for 2021

If you’re planning to spend the holidays on the red dot this year, you don’t need to dedicate your whole time to cooking in the kitchen. Along with options for dining-in at restaurants, many of our favourite eateries are offering a Christmas dinner delivery and takeaway service in Singapore to take the stress out of food shopping and to put all the fun into eating. From the full-meaty-works to traditional side dishes and Santa-approved sweet desserts, let the good times come to you. After all, it’s been a heck of a year. Cheers to spending the season near your sofa! 

The Fullerton Hotel-Christmas Feast-2021
Get your Christmas fill at The Fullerton this year. Photography: The Fullerton Hotel

The Fullerton Hotel

Traditional bakes and cakes and so much more can now be found online at The Fullerton Bay’s online Christmas shop. Order the likes of the Traditional Whole Roast Turkey ($228), Herb Roasted Australian Prime Beef Ribs ($298), Beef Wellington with Mushroom Deluxe ($168), Christmas Stollen ($38), and some fancy new spins such as Roasted Biriyani Turkey ($218) and Mango Madley Yule Log Cake ($75). There’s a fabulous Golden Greeting Hamper available also which makes a lovely gift, packed with goodies such as Christmas Rum Fruit Cake, Butterscotch Toffee Biscuits and Cartwright & Butler Beetroot Flatbread Crackers. If you want to go light, the Festive Afternoon Tea ($68) can also be ordered in and is well worth it for the cranberry-studded scones and clotted cream alone.

Need to know: The Fullerton Hotel festive shop is open until 27 December 2021. 1 Fullerton Square, Singapore. ​​shop.fullertonhotels.com/festive 

The Fishwives Festive Fare Xmas Home Delivery_Scallops with berrie
We’ve heard Santa likes a scallop or two if you need to feed him and his reindeers . . . Photography: The Fishwives

The Fishwives

The festive fare from our friends at The Fishwives is epic this year. Stocked up with produce from Australia and New Zealand (and more!), the treats from their fishmonger, butchery, deli and cellar will ensure that you have a taste of home despite being miles away. Their outstanding selection of meat includes ham (from $65), pork loin ($124), and turkey (from $65, serves 6 – 8). Salmon (from $11.50), scallops ($16.80), and prawns (U25 Frozen Raw Western Australian Tiger Prawns, Shark Bay, from $49) are all barbeque-ready. And the variety of Christmas puds is next level, with flavours such as Date & Butterscotch, Double Choc & Orange with Cointreau, and Gluten & Dairy Free Plum Pudding all putting in an appearance (from $24.40). Meanwhile, they’ve got spices, salsas, chips, chocolates, popcorn and cheese (from Woodside Cheese Wrights, Adelaide) to tickle your festive fancy. The Cellar stocks everything from Billecart Salmon Brut Reserve ($79) to Hurley Vineyard Pinot Noir ($88)  and some excellent non-alcholic fizz, beers and spirits for those seeking the happiness, but not the headache.

Need to know: The Fishwives Festive Fare 2021 is now online and ready. The minimum order for delivery is $100. Log on here order at The Fishwives and find further information about their delivery service.

Christmas delivery and takeaway-Fairprice-Christmas-Festive Feast
NTUC Fairprice are making Christmas takeaway and delivery the highlight of the holiday period

NTUC Fairprice

NTUC FairPrice’s is set to unveil an impressive range of foodie offerings this year, providing a one-stop festive shopping experience that Santa would approve of. Besides all of the traditional trimmings, there are over 10 halal options, and more than five plant-based “meat” offerings including a seafood chowder and meatless lasagne to cater to all dietary requirements. In addition, the festive sets are the stuff of stocking-filler dreams. The Swiss Butchery Christmas Set A ($148.00) is the ultimate in extravagance with its flavourful Roasted Whole Turkey (4 – 4.5kg before roasting), Pork Chestnut Stuffing (500g), Honey Baked Ham (800g), Spicy Italian Pork Sausage (120g x 5pcs), and festive Cranberry Sauce (300g).

Need to know: Check out the Fairprice Finest Christmas Brochure here and follow their food around the ‘gram @fairpricesg @finestfoodsg

Christmas dinner delivery and takeaway_Raffles-Hotel-Singapore_Festive Spread
Raffles Singapore pulls out all the stops

Raffles Singapore

Joyous Revelry is the name of the game this Christmas with Raffles Hotel Singapore which pulls out all the stops to make the season of goodwill even more enjoyable at home. First up are their gourmet sets and a-la carte dishes that can be tucked into from the familiarity of your own dining table – think succulent Turkey ($218) , bone-in Gammon Ham ($78), grass-fed Cote de Boeuf ($268) and an assorted Cheese Platter ($124). For an extra fancy touch there’s Kristal Caviar, Maine Lobster or Foie Gras Terrine. Their Log Cakes go extra with two distinct flavours, Raffles Strawberry and Champagne and Traditional Chocolate ($99). 

Need to know: The Raffles Ultimate Christmas Indulgence for 8 to 10 persons from $1,488. Yuletide Feast for 8 to 10 persons from $888. Joyous Revelry for 3 to 4 persons, $428. Order through rafflescelebrations.com.sg and pick-up from 16 December 2021.

Christmas delivery and takeaway-Goodwood-Christmas-Durian-Combo
Add a little durian to you December dining table with Goodwood Park Hotel

Goodwood Park Hotel

Adding to the season of joy is Goodwood Park Hotel’s 2021 Christmas collection. The new savoury menu is truly spoiling us with its spins on tradition turkey including the Turkey Roulade studded with seared foie gras ($268), Coffee Turkey with Flavoursome Fried Rice ($248), Curry Turkey Potato Pie ($48), Deep-Fried Turkey Roll in Mala Style ($32), Deep-fried ‘Hong Zao’ Turkey Breast Strips ($68), and Chilled Smoked Turkey Breast, Beancurd & Ikura with Mala Sauce (all of which sound decidedly more exciting than the obligatory Boxing Day Turkey Sandwich). Sweet treats include yuletide cakes and pastries include the White Enchantment Log Cake ($88), and the hotel’s signature durian pastries feature with not one, but six irresistible ‘Mao Shan Wang’ and D24 Durian pastries and cakes ($62).

Need to know: Takeaway festive gourmet treats will be available at The Deli from now until 26 December 2021. Advance orders of five days are required at goodwoodparkfestive.oddle.me for delivery or self-collection. Alternatively, guests may visit The Deli (10am-7pm) or contact the Christmas Call Centre at (65) 6730 1867/68, 10am- 6pm, or email festive@goodwoodparkhotel.com to place their takeaway orders for self-collection only. Last pre-order date is 19 December 2021, 12pm.

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Brussels Sprouts: the Christmas staple you love or hate! Photography: The Marmalade Pantry

The Marmalade Pantry

This year, The Marmalade Pantry is hosting a Christmas In The Woods theme available for dine-in, delivery and takeaway. Plan a mega-meal from a hefty selection of food that features new spins on festive favourites such as Char Siew Beef Short Ribs and Moroccan Roasted Boneless Lamb, as well as all the regulars: Maple and Clove Glazed Gammon Ham, Traditional Whole Roasted Turkey with Fresh Herbs, Brussels Sprouts with Candied Walnuts & Bacon, and Traditional Stuffing. Leave room for the Chocolate Speculoos Log Cake and Christmas Aloha Log Cake. There’s also a Yuletide Afternoon Tea & Prosecco Set is available from now until 2 January 2022.

Need to know: The Marmalade Pantry’s Christmas In The Woods festive gourmet highlights are available for dining in from now till 22 December 2021 at all outlets. The Marmalade Pantry three festive bundles are priced from $168+ to $368+) for takeaway and delivery. Available from 1 to 26 December 2021 at various outlets. Order at delivery.themarmaladepantry.com.sg/en_SG 

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Sweet treats from the artisanal bakers at Da Paolo Gastronomia

Da Paolo Gastronomia

For an Italian-style Christmas, look no further than Da Paolo Gastronomia’s festive favourites available for takeaway and delivery. From beautiful breakfasts to mouth-watering roasts to irresistible sweets and artisanal products, you won’t go hungry. Festive Roasts feature turkey ($298, approximately 3.5kg for 10-12 persons) or chicken ($118, approximately 2kg for 4-6 persons); the Gingerbread House ($130) and Da Paolo Signature Tiramisu Party Bowl ($158, for 10-14 persons) make delicious desserts; but the winner is the Italian Christmas tradition that is Panettone.Priced from $65, they’re exclusively made by Da Paolo’s artisanal bakers in Italy, using time-honoured techniques with the best all-natural ingredients and sourdough starter. 

Need to know: Da Paolo’s sumptuous festive offerings can be ordered online via gastronomia-foodtoorder.dapaolo.com.sg/ until 26 December 2021 for self pick-up from any Da Paolo Gastronomia outlet and delivery until 31 December 2021. Orders must be made three days in advance by 12pm. Order before 30 November 2021 and receive 20% off Festive Roasts.

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The only way to roll at Christmas. Photography: Resorts World Sentosa

Resorts World Sentosa

There’s a wonderfully curated selection of festive goodies at Resorts World Sentosa this year-end including festive roasts and decadent desserts either imported from Europe and Australia or specially homemade by award-winning pastry Chef Kenny Kong. For those who’re entertaining, the Festive Tomahawk Roast ($268++) serves 23 people, or if you have a large family, the 4kg Turkey Wellington with Cranberry Sauce ($228++) serves up to 10 diners. The sweet treats would make Santa proud: The Ruby Chocolate Yule Log with Raspberry ($65++) is made using Ruby cocoa beans, raspberry ganache mousseline cream, crunchy almond and raspberry confit. The RWS Sticky Toffee Date Pudding with Dalmore Whisky Butterscotch Sauce ($68++) is best accompanied by a Christmas movie and a snoring relative.

Need to know: Order your festive roasts, goodies and hampers here with RWS to enjoy 30% off and a complimentary SGD80 dining voucher to spend at any RWS restaurant. Festive takeaway/pickup takes place from 1 Dec 2021 to 2 Jan 2022 11am7pm, daily.

4 simple yoga moves for relaxation & calm

Ahhh, Christmas. It really is the most wonderful time of the year . . . except for when you’re juggling daily demands, trying to locate presents, dealing with high expectations, and the dog’s helped himself to tinsel for lunch again. According to statistics, 71% of Australians feel stressed over the holidays, which can lead to body aches, poor sleep, irritability, anxiety and more. Here, Camilla Knight, founder of Creative Yoga and a yoga teacher to private groups and clients in Singapore (@camillapway) reveals her top simple yoga moves for keeping serene throughout the holiday season and beyond.

Festive feeling: Overwhelm
Try: Child’s pose 
Helps with: Overactive mind, anxiety and digestion 

  1. Kneel on a folded blanket or towel and roll small towels under your ankles and feet if needed. Your knees can be together or apart.
  2. Forward fold and rest your forehead onto a yoga bolster, bed pillow, or onto your hands. Arms can be outstretched ahead of you or loosely placed alongside your feet.
  3. Close your eyes and focus on your spine and the back of your body as you direct your breath fully and deeply into the back of your ribs.

Festive feeling: Anger
Try: Camel pose
Helps with: Repressed anger, unreleased emotions, heart opening, digestion, backache

  1. Kneel down (use a towel if necessary) with your knees a little wider than your hips and with your feet apart.
  2. Place the palms of your hands face down on your lower back, with your thumbs pressed on the outside towards your waist.
  3. Look directly ahead and gently push your hips forward until you feel a stretch in your thighs, keeping the hips pushing forward, and drawing your shoulder blades together. Look upwards to create a gentle backbend.
  4. If your lower back feels good, place your hands onto your heels to deepen the back bend. Keep pushing your thighs forward and gaze upwards or directly ahead. Stay here for three deep breaths.
  5. On your next inhale push your hips forward, slowly drop your gaze to look forward and sit back on your heels. Take a child’s pose and repeat if necessary.

Festive feeling: Anxiety
Try: Legs up wall
Helps with: Calming the nervous system, cooling the body down 

  1. Find an empty wall and place a mat parallel to it. Sit on the mat with one side of your body snug against the wall, then turn and lie back on the mat, shifting your bottom and hips so they’re as close to the wall as possible.
  2. Extend your legs up the wall, with your hands either on your chest or by your side. With your eyes closed, breathe fully and deeply. Stay here for up to four minutes.
  3. Gently take your legs down from the wall and roll onto your side in the foetal position. Remain here for a few breaths before coming back up to sitting.

Festive feeling: Bloating
Try: Marichyasana C
Helps with: Digestion, toxins, massages internal organs, elongates lower back

  1. Sit on the floor with both legs extended. Bend your right knee so it’s flat on the floor close to your body.
  2. Sitting tall, place your right hand behind you to support you.
  3. As you exhale, twist to bring your left elbow across your body so it hooks onto the outside of your right knee.
  4. With your mouth closed, extend your spine as you breathe in through your nostrils. Then gently twist further as you breathe out through your mouth or nostrils. Keep both shoulders relaxed. Take as many breath rounds as you like.
  5. Repeat the same on the other side, bending your left knee and placing your foot over your right knee.

10 minutes with… Purely Adoptions

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Founder of Purely Adoptions, Estella Lien, who works around her full-time job to rescue unwanted and abandoned animals

Tell us about your company . . .
We’re pet lovers with the belief that every pet deserves a good home. As one of the Animal Welfare Groups in Singapore, we depend on a fostering network and commercial boarding to house our rescued animals. Our objectives are to encourage the adoptions of stray animals, find foster care for them prior to adoption, to rehome surrendered family pets, and to assist rescuers and stray feeders. 

What prompted you to start Purely Adoptions?
It began with a stray puppy named Brandy who my husband Patrick and I found at Tuas industrial estate in 2009. We didn’t know what to do, so we set up a Facebook page sharing her details. When no-one came forward to claim Brandy, we found her a good home ourselves. After that, we looked into the protocol of animal adoption, rescued more stray and abandoned animals, and put them onto our FB ‘Lost & Found’ page. Today we attend as many adoption drives as we can to promote the pets for adoption and to raise funds for the veterinary bills, boarding, and pet food.

Was it easy to launch the business?
No! The past ten years has been so challenging. Patrick and I both work full-time and soon realised that we needed a team of volunteers to help us with the rescues, rehab and rehoming. 

Do you still scour the industrial areas?
Yes, but our pets for adoption come from several sources: rescued animals from SPCA; stray feeders; tip-offs from the public when they spot an injured animal while out and about; and from families who want to give up their pets.

How many pets do you have?
We have around 25-30 dogs and up to 20 cats at one time. We keep to these numbers to ensure that we have time to work on our rescued animals – some have behavioural issues, or don’t trust humans. On an annual basis, we rehome about 70 dogs and 80 cats each year.

Timid Marvel (left) and Solar the saved cat

You must get very attached to the animals . . .
Several rescued cases are close to our hearts: Hope, an emaciated Shi Tzu was abandoned outside an HDB corridor; Haru is a cat whose nose and mouth were injured; and Kobe and Kobi are two puppies born with just three legs. 

How does the adoption process work?
After the pet has been rescued and checked by the vet, we source a foster home to take care of it while we post on FB for a potential adopter. We update our site with new rescued animals every day. After meeting with applicants, we go down the formal adoption route. Those who have successfully adopted from us receive a ‘Starter Kit’ which comprises of wellness kibbles, treats, toys and other helpful merchandise. Post adoption, we offer support via WhatsApp.

What can people do to help?
Presently we have a dedicated team of ten volunteers looking after different aspects of the business. We need more volunteers to help with fostering our rescued pets and promoting our merchandise. People who have communication skills to get our message out there would be welcome, too. And of course, we’re always looking for those who want to adopt! 

For information log onto purelyadoptions.com or Instagram @purelyadoptions. Get in touch at hello@purelyadoptions.com or WhatsApp 90018848

Christmas Feast Revolution #1: Swap Turkey for Duck Leg Roast

The celebrations may feel different this year, so this year we’re recommending staging a Festive Feast Revolution and shaking up your Christmas dinner. Kicking off the series is Executive Chef Saurabh Udinia from new hotspot Revolver. It’s out with the turkey dinner and in with his personal respin of roast duck leg instead. Next week we see the back of brussels sprouts . . .

This dish is representative of an Indian Christmas
to me” 

by Executive Chef Saurabh Udinia at Revolver (@revolver_sg)

“My first proper Christmas dinner was baked turkey at a friend’s house in Kerala. They typically don’t have ovens there, so they use traditional techniques to marinade meat in masala. I’ve transformed the recipe from an Indian curry dish to a Duck Leg Roast. It retains the techniques and spices used, but contains more love as it’s created with my family and friends in mind.”

Out with the: Turkey Dinner
In with the: Duck Leg Roast and Spiced Potato Chokha Mash

Ingredients

  • Duck Leg 
  • 2 duck legs (120gms each)
  • 30ml Chardonnay vinegar 
  • 200g chopped pearl onion
  • 50g chopped ginger and garlic 
  • 5g chili powder 
  • 10g coriander powder 
  • 5g turmeric powder 
  • 10g garam masala powder
  • 5g black pepper powder
  • Salt to taste
  • 100g sliced red onions 
  • Bunch of curry leaves
  • 100ml ghee 
  • Spiced Potato Chokha Mash
  • 200g medium baked potatoes 
  • 20g garlic 
  • 10ml lemon juice 
  • 10g green chilli 
  • 5g black pepper 
  • 2ml mustard oil 
  • 100g medium onion 
  • 20g coriander leaves 
  • Salt to taste

Method

For Duck

  1. Grind the ingredients to a fine paste. Marinate the cleaned duck pieces with half of the ground paste and vinegar. Keep it aside for one hour.
  2. Roast the marinated duck legs over woodfire or tandoor. Keep it aside. 
  3. Add ghee to the pan and the finely sliced the onions and cook. When the onion becomes golden brown colour add the remaining half of the ground masala. Fry until the oil separates. 
  4. Keep aside. Finish the roasted duck in this masala.

For Potatoes

  1. Peel and mash boiled potatoes and transfer them to a bowl. Keep them aside for a few minutes to cool. 
  2. Chop coriander leaves, onions, green chilli and garlic.
  3. Add onions, garlic, mustard oil, lemon juice and coriander leaves to mashed potatoes. Mix well.
  4. Season with salt and black pepper and mix well.

To Serve

On the serving plate, place 2 tbsp warm potato chokha mash. Top it with the duck roast and garnish with some fried onions and curry leaves.