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Singapore’s climate of perpetual heat and humidity can aggravate skin conditions. While living here, it’s not surprising to find yourself suffering from skin issues like acne, rashes, or eczema.
Our friends at Pacific Prime CXA Singapore are here to inform you about the most common skin conditions in Singapore, dermatological treatment options, and considerations about dermatology health insurance.
3 Common Skin Problems in Singapore
Below are the common skin problems in Singapore, and some tips to effectively manage them.
Eczema
Eczema causes the skin to be red, itchy, and inflamed. It’s a common cause of dry and sensitive skin, easily aggravated by harmful chemicals, allergic reactions, and excessive sweat.
To manage the condition, make sure you moisturise your skin with dermatologically approved moisturisers. Visit a dermatologist or general practitioner whenever necessary.
Heat Rash
Heat rash occurs when sweat ducts are blocked, causing itchiness and tiny bumps and blisters on the skin. Non-breathable clothes and excessive sweating can further aggravate the condition.
The most effective way to prevent a heat rash is to keep your skin clean and cool. To calm and soothe the prickly rash, apply something cold, like an ice pack, to the affected area for under 20 minutes.
Acne
Heat and humidity trap dust and grime within the skin’s pores, causing them to clog up. Heat also causes the skin to secrete excess sebum, making the skin oily and clogging the pores even more, resulting in acne flare-ups.
Cleanse the skin with an anti-bacterial wash to get rid of bacteria and excess sebum on the skin. Products containing benzoyl peroxide or salicylic acid can help control acne inflammation. For more severe types of acne, it’s best to see a dermatologist for an antibiotic prescription.
Public vs Private Dermatological Treatment
Expats aren’t subsidised for public healthcare treatment and are subject to long wait times; therefore, it’s not ideal. On the other hand, private healthcare has shorter wait times and is covered by private health insurance.
| Cost of Public Dermatological Care | Consultation fee starting at SGD $115 |
| Cost of Private Dermatological Care | Consultation fee SGD $120-140, Medication SGD $15-300 |
Dermatology and Health Insurance
Health insurance with coverage for outpatient treatment will cover the costs of GP visits for medical examinations, but referrals to specialist dermatologists will be a separate benefit.
If you have an existing skin condition before plan enrollment, it is likely to fall into the pre-existing condition category.
International health insurance providers are generally more lenient towards applicants with pre-existing conditions, allowing coverage for such conditions if you pay an extra premium or agree to a waiting period.
Navigate Insurance with Pacific Prime
Should you have further inquiries considering what coverage you can get for dermatology, you should reach out to the insurance experts at Pacific Prime CXA Singapore. They are passionate about helping you find the best insurance plan for your needs and budget.
Contact them for an obligation-free quote today!
